ConsulTecFI

Your Trusted Partner in the Business Payment Space

Where clarity meets modernization.
For tier 2 and 3 banks and credit unions, staying relevant, profitable, and compliant is becoming harder — not because of lack of ambition, but because you're being pulled in every direction:
🔷 Evolving customer expectations
🔷Innovation costs and legacy infrastructure
🔷Increasing regulatory pressure
🔷 The push to modernize while managing risk

At ConsulTecFI, we help you simplify complexity.
We are a strategic consulting firm purpose-built for mid-size financial institutions. Our mission is to help you define, plan, and execute modernization — without overextending your teams or budgets.

Expert Advisory Services

  • Payments capability audit (ACH, SWIFT, wires, RTP, APM)
  • Strategic roadmap (ISO 20022, FedNow, Real-time payment, Cross-border)
  • API and embedded UI strategy (e.g. white-label FX payments)
  • Partnership with fintechs or BaaS platforms
  • Vendor Selection and Risk Assessment
Modern architecture of the City Hall, Toronto

Enhance Efficiency

Transform Your Operations Today

Optimize your business strategies with our expert advisory services, tailored to enhance growth and efficiency in the business payment market.
Business Payment, advisor, consulting, strategy

Strategic Assessments

A clear, structured view of where you stand in your digital, payments, and compliance journey — and what gaps must be closed.

Expert advice, Innovation, modernization, roadmap, technology

Modernization Roadmaps

Prioritized action plans that align innovation with business value, whether you're preparing for ISO 20022, migrating platform, or enabling real-time payments.

strategy, audit, future planning, project management, efficiency management

Advisory Engagements

Ongoing executive-level support to evaluate vendors, guide internal teams, and track transformation KPIs — without the cost of a large consultancy.

Core Integrity

Integrity at the Core

We prioritize transparency and trust, ensuring every decision is guided by our commitment to ethical and honest practices.

Integrity

At ConsulTecFI, we believe that trust is the foundation of any successful partnership. We are committed to maintaining the highest standards of integrity in all our interactions, ensuring transparency and honesty in everything we do.

Client-Centric Approach

Our clients are at the heart of our business. We tailor our services to meet their unique needs, providing personalized solutions that drive success and foster long-term relationships.

Innovation

In a rapidly changing world, staying ahead is crucial. We embrace innovation by continuously exploring new ideas and technologies, ensuring our clients benefit from forward-thinking strategies and cutting-edge solutions for business payment.

Excellence

We strive for excellence in every aspect of our work, meeting resource constraints of regional FIs, modernizing your tech stack.
We act as your thinking partner, not just another vendor

Who We Serve

Credit unions and cooperative banks (asset size: $500M – $10B)
Regional and mid-market banks undergoing digital or compliance change
Leadership teams seeking clarity, structure, and execution support

Unlock Your Business Potential

Discover tailored strategies to elevate your business performance with us, partner for insightful guidance and impactful results.